Shall not be calculated in the insurance the following periods:

1 - The period of cessation of work without pay, or the suspension from work where it is decided to deprive the insured of his pay therefore.

2 - The previous periods where the insured was deprived of his pay, or the allocation therefor by virtue of a disciplinary decision or a judicial ruling.

1 - The previous service period in the Governmental Sector.

2 - The previous service period in the special departments applying the pension regulations.

3 - The military service period.

4 - The previous service period before any employer subject to the provisions hereof.

5 - The service period referred to in the paragraphs 1, 2, 3 and 4 prior to the obtainment of the State nationality.

6 - The previous service period in the Development Council or the Kuwait Office.

1 - The insured must express his desire in writing to include such periods prior to the termination of the service thereof, provided that he encloses with his request the necessary certificates and documents.

2 - The previous service durations required to be included must not have ended due to reasons of total deprivation of the pension or the allocation.

3 - The periods required to be included must not be temporary, daily or one of the probation periods that precede the appointment.

4 - The insured shall pay his share as well as the share of the employer for the period required to be included in the calculation of the salary of subscription calculation all at once at the date of the request of inclusion. The sums may be paid in monthly installments amounting to one quarter of the salary at least. The duration of the installments shall not exceed the age of sixty of the insured. In all cases, the entire expenses of inclusion shall be paid prior to the termination of the service. The obligation of payment of installments shall abate should the service of the insured end in death and the value of the paid installment reach 50 % of the total sum due thereby. Should the value of the sums paid thereby be less than 50 %, the remainder shall be deducted from the pensions of the beneficiaries thereof.

1 - Periods of external secondment without pay, or periods of special leaves: the insured shall bear his share in the subscriptions as well as the shares of the employer, and shall pay them to the Committee all at once within a year from the date of the termination of the secondment or the leave. He may pay them in installments for a period equal to the leave or secondment period with the agreement of the Director General of the Committee.

2 - Special leaves for accompanying the spouse:
a - Should the special leave be for accompanying a Diplomat, the Governmental Sector shall bear the share thereof as well as the share of the insured.
b - Should the special leave be for accompanying the delegate in a study leave, the Governmental Sector shall bear the share thereof as well as the share of the insured.
c - Should the special leave be for accompanying the insured in the private sector, the insured shall bear his share as well as the share of the employer. The insured shall pay the due sums all at once to the Committee within one year from the date of the termination of the leave. He may pay them in installments for a period equal to the leave period.

3 - Periods of study leaves without pay: The employer in the Governmental Sector shall pay his share in the subscriptions to be paid periodically. The insured shall pay his share and pay it as referred to in Clause (1). As for the private sector, the insured shall bear both shares in this context.

4 - Internal secondment periods: The party to whom the employee is seconded shall bear the share of the employer in the subscription, should it bear the pay of the employer, while the insured shall pay his share to the Committee in a periodical manner based on the salary of the insured at the seconding party.

2 - Should the employer not submit the data set forth in the preceding paragraph within the determined terms, conditions and dates, the payable subscriptions shall be calculated based on the last statement submitted to the Committee and such until the calculation of the effectively payable subscriptions.

2 - The termination of the service of the insured in the Governmental Sector by reason of unfitness for service. Such shall be recorded with the knowledge of the medical committee .

3 - The termination of the service of the insured in the private sector for health reasons endangering his life should he pursue his work, on condition that the decision of the medical committee precedes the date of the termination of the service.

4 - The termination of the service of the insured by reason of the winding up, bankruptcy or liquidation of the company, should he be subscribed in such insurance for a period of fifteen years at least.

5 - The termination of the service of the insured for reaching the retirement age, and such whenever the period of subscription thereof in such insurance reaches fifteen years at least.

6 - The termination of the service of the insured by reason of dismissal, removal or retirement thereof by virtue of a disciplinary decision or a judicial ruling, whenever the period of subscription thereof in such insurance reaches fifteen years at least.

7 - The termination of the service of the insured by reason of resignation, whenever the period of subscription thereof in the insurance reaches twenty years, and he reaches fifty five years at least.

8 - The termination of the service of the insured female who is married, divorced or widowed, by reason of resignation, should she have children under eighteen years of age whenever the period of subscription thereof in the insurance reaches twenty years.

9 - The termination of the service of the insured female by reason of resignation whenever the period of subscription thereof in the insurance reaches twenty years and she reaches fifty years or more.

10 - The termination of the service of the insured by virtue of a Federal decree or a local decree, provided that the treasury of the pertinent Emirate bears the actual expenses incurred therefrom. The President shall issue a decision with regards to the method of calculation of such expenses.

11 - The termination of the service of the insured for reasons other than the ones set forth in the preceding clauses, whenever the period of subscription thereof in the insurance reaches twenty years at least.

In all cases, the pension shall not be paid to the insured whose services are terminated by reason of resignation unless they have reached fifty years of age, provided that such condition apply to the persons who have reached forty upon the date of implementation of the present Law. The age shall be increased year by year until it reaches fifty.

The pension shall be calculated in the remaining cases on the basis of the actual subscription period of twenty years at least.

The insured must express in writing his desire to purchase such period prior to the termination of his service.

The insured must have spent twenty years in service at least.

The period to be purchased must not exceed five years for the male insured, and ten years for the female insured.

In all cases, the insured shall bear his share as well as the share of the employer for the period to be purchased, and such in accordance with the salary of subscription calculation at the date of the request of purchase, provided that the payment is made all at once or in installments, and that the period of installments does not exceed the reach by the insured of the age of sixty. In all cases, the expenses of purchase must be paid in full prior to the end of the service.

- 800 Dirhams for the widow or the benefiting husband.

- 600 Dirhams for each of the parents.

- 400 Dirhams for each of the remaining beneficiaries.

Should the father of the children die after having collected the pension for his father, the share of their father in the pension shall be transferred thereto.

1 - Should he be incapable of making a living and until the remedy of his disability.

Such disability shall be proven by virtue of a report from the competent medical committee, provided that the condition is reexamined every two years, unless the competent medical committee decides the improbability of his remedy.

1 - Cases of combination between two pensions or between a pension and a salary prior to the enforcement of the provisions hereof.

2 - If the sum of the two pensions or of the pension and the salary paid to the pensioner does not exceed 9.000 Dirhams, otherwise, should the sum exceed the said amount, his right shall be limited to the sum not exceeding such amount.

3 - If the pensioner had spent in the Governmental work for which he is entitled to a pension twenty five years or more, he may combine between such pension and any salary paid thereto from any party in the State in a periodical manner, regardless of their combined value, with the exception of the cases set forth in Clauses (6 and 11) of Article 16 herein, where the provision of Clause (2) of the present Article shall apply.

2 - In the event of the inexistence of other beneficiaries, the unpaid sums of the children pension shall be transferred to the widow of the pensioner provided that the share in such case does not exceed three quarters of the pension, and the entire amount of the pension should there be several widows. Such sums shall be transferred in equal shares among them.