Beneficiary | Individual or individuals entitled to a share of the pension after the death of an insured individual or pensioner. |
Employer | A federal, local governmental, or private entity/company, establishment, or business that hires Emiratis for their services. |
End of Service | Refers to the end-of-service benefits/award that the contributor is entitled to at the end of his/her service period with an employer/entity. |
Insurance Benefits | The benefits that are entitled to pensioners and contributors as per the provisions of the law, mainly the end-of-service benefits and pension. |
Insurance Protection Extension System (for GCC nationals) | This system enables a Gulf national working outside of his/her own country, yet still employed in a GCC country, to enjoy insurance protection as if he/she were working in their own home country. |
Insured (Contributor) | An Emirati that is subject to the provisions of the federal law on pension and social security. |
Pension Calculation Salary | The salary that is used to calculate the insurance benefits. |
Pensioner | An Emirati who ends his/her service with an employer and is eligible for a monthly pension salary, according to the provisions of the law. |
Professional | Emiratis whose profession relies upon their expertise such as doctors, engineers, accountants and any other profession that requires the issuance of a license from a specialized body. |
Salary of Subscription Calculation | The salary that is used to calculate the contribution rate. |
Self-Employed | This includes Emirati entrepreneurs who run commercial, industrial or agricultural activities. The law requires him/her to register in the commercial registration or any other applicable official record. |