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GPSSA

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Sustainable Development Goals

Last Updated 27/10/2024 11:42

The 2030 Universal Agenda for Sustainable Development are a set of 17 interconnected goals adopted and approved by all 193 United Nations Member States; the agreement came into force in 2015. 
 

The General Pension and Social Security Authority (GPSSA) is considered one of the main partners in strengthening the UAE's efforts in providing a decent and secure lifestyle for a large segment of Emiratis, as the Authority's latest statistics as of January 2024 indicate that there are 134,838 insured individuals as well as 47,667 pensioners and beneficiaries, whether affiliated with the GPSSA or whose files are managed by the Authority for the Ministry of Finance.
 

Additionally, the GPSSA focuses on the well-being, lifestyle, and safety of a large segment of Emiratis employed outside the UAE and who work in any of the GCC countries as per the protection extension system. Through the implementation of its 2023-2024 strategy, the GPSSA is also working on several transformational strategic projects and initiatives that contribute to achieving the sustainable development goals, as specified below:
 

 


 

The services provided by the GPSSA also contribute to ensuring a decent and secure life for a large segment of the citizens of the United Arab Emirates, and they are aligned with the sustainable development goals as follows:

 

Insured Registration

Registering an insured individual working in the UAE and the GCC region is the first step to benefiting from the insurance benefits provided by the GPSSA to the insured, since it provides insurance protection for insured individuals while at work, thus protecting them from any type of natural or abnormal risk factor; a protection mechanism that extends to family members if the insured is exposed to any type of work-related risks, namely: occupational injuries or diseases that prevent the individual from continuing to work.

 

Apply for End of Service - Civil
This is an insurance protection system provided by the GPSSA to guarantee insured individuals will receive all their insurance entitlements after they end their employment with their entity as per the reasons determined by the federal pension law.


 


 

Providing Awareness workshops
In a quest to raise awareness regarding the provisions covered by the federal pension law, the GPSSA continues to provide awareness workshops to all its stakeholders. The service of providing awareness workshops explains the benefits, privileges, rights and obligations involved in an insured deciding to work for longer years in order to improve their decision making while career planning.

 

Employers Registration
GPSSA works towards raising the level of awareness regarding the employer registration service, with emphasis on paying contributions and registration on time in order to avoid unnecessary additional fees and payments retroactively due to the delay.

 

 

Purchase of service period

This includes an insured purchasing a nominal service period that is added to the actual service period, with the aim of improving the pension rate at the end of the service. 
 

 

Merging a service period

Merging service periods includes adding previous service years to the current employment period in order to ensure continuity in the employment duration and to obtain the desired retirement pension or end-of-service gratuity, which is the ultimate goal of participating in insurance. 
 


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Frequently Asked Questions

What periods may the Insured merge?

• Previous service periods with any employer subject to the provisions of the Federal Decree-Law

•Previous service period prior to acquiring the UAE nationality

•Previous service periods in any entity determined by the Cabinet

What are the conditions for an insured’s registration with the GPSSA?

• The individual must be a United Arab Emirates national

• The individual must be between the ages of 18 to 60

• The individual must be medically fit to work upon appointment, as evidenced by an approved medical report

• He/she must work for an employer subject to the provisions of the law applied by the GPSSA

If a pensioner from the GPSSA returns to work, and their pension disbursement was suspended because their salary was greater than the pension amount, and they contribute again under the provisions of the law, how will their service be settled in the future if they leave work?

· If they become entitled to a pension for their subsequent service period, they shall be disbursed the larger of the two pensions, whether it's the one they are entitled to for their previous service period or for their subsequent service period

· If they become entitled to a gratuity for their subsequent service period, the gratuity shall be disbursed to them, and the suspended pension shall be reinstated for disbursement

If an employer paid excess amounts to the GPSSA, is there a specific period within which they have the right to claim them back?

Yes, the employer may reclaim any amounts they paid to the GPSSA that exceed the required contributions, but under condition that they claim them within two years from the date of payment.

Is there a mechanism that the Insured, Pensioner, Beneficiary, or any interested party must follow to claim their rights and have reconsidered before resorting to litigation?

Before a rights holder can go to court, they must first appeal the pension or gratuity decision to the Insurance Appeals Committee formed by the Board of Directors, and this must be done within five years of becoming entitled to the pension or end-of-service payment. This means the committee must be petitioned before taking legal action against the employer, and the appeal has a five-year deadline. 

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