- The user requesting this service must be:
- An active insured individual registered with the General Pension and Social Security Authority (GPSSA)
- Have an account on GPSSA's Members Portal
- Have a previous service period eligible for merging
- Merging a service period for a pensioner who returns back to work:
- When a pensioner who has returned back to work wishes to request the merge of a previous service period, for which a pension was received, with their new service period, the request must be submitted within one year from the start of the new employment while complying with all applicable rules related to this type of merge request.
- Merging a service period covered by another pension authority:
- When requesting to merge a previous service period covered by another pension authority with the current service period, the employee must update their employment record in their profile via GPSSA's Members Portal.
- Additionally, the insured's file must be approved by the Authority before submitting the merge request for review.
Services
All GPSSA Services
This service allows the merging of one or more previous service periods with the current service period under an employer registered with the General Pension and Social Security Authority (GPSSA) to enhance end-of-service benefits.
The process
Access the Ma'ashi platform and apply for the service "Merge Service Period – Civil"
Use the Unified Login System (UAEPASS) if you are already registered, or register a new account if you are not
Submit the service request.
Prerequisites
Target Audience
Insured
Estimated Time
- Application (Processing) Time - 5 minutes
- Service Delivery Time - 2 Working Days
Service Fees
Not Applicable
Classification
G2C
Departments
Quality and Control Department
Required Documents
NA
Service user guide
Service Transactions Count
MERGEYEARS Count : 0Last Updated Date: 2026-04-22
For assistance, get in touch through
Call: 80010
Service channels
- iconWebsite
Proactive tips - before applying for the service
- Ensure that the previous service periods were completed under an employer covered by one of the approved Civil or Military Retirement Systems in the country.
- The same period cannot be merged more than once, nor can periods previously calculated as part of another pension be merged.
- The merger process may result in differences in insurance contributions that must be settled by the insured or the employer in accordance with the law in force.
- Once the merge request is approved and the first installment is paid, the amount cannot be refunded, and the merged period is settled based on the amount paid.
Proactive Tips – After Applying for the Service
- The request can be followed up through the Ma'ashi Digital Platform to determine the review status, approval or a request for additional data completion.
- A notification will be sent via email with the merge details.
- If there is differences in contributions or amounts required to complete the merge process, they must be settled within the specified period to avoid request cancellation.
- Verify that the merged period has appeared in the system under your total approved service periods.
- Following the completion of the merge process, it is recommended to review the data on GPSSA's website to understand the positive impact on the expected retirement pension value as a result of merging service periods.
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Frequently Asked Questions
What periods may the Insured merge?
• Previous service periods with any employer subject to the provisions of the Federal Decree-Law
•Previous service period prior to acquiring the UAE nationality
•Previous service periods in any entity determined by the Cabinet
Is a pensioner who returns to work allowed to add a service period for which he/she was entitled to a pension amount to the new service?
Yes, it is allowed, and upon termination of his/her service, he/she shall be treated based on both periods merged, subject to the following conditions:
• The merge request must be submitted within one year from the date of returning to work
• He/she must not exceed sixty (60) years of age at the time of applying upon return to work
• The merge shall be limited to the actual service period that was calculated for the pension, as well as purchased service periods, and actual service periods for which an exceptional pension was received. In all cases, it is not permissible to fragment the service period intended for merge
• The value of the pension amount disbursed from the date of returning to work must be refunded
• In cases where combining pension and salary is permissible, the pension shall be suspended from the month following the acceptance of the merge request
• In cases where combining pension and salary is not allowed, the value of the pension disbursed from the date of returning to work must be refunded
• The Insured's service for which they were entitled to a pension is merged with their subsequent service without any costs in cases where their Contribution Account Salary at the date of submitting the merge request is equal to or less than their Pension Account Salary
What are the principles for paying the cost of Merging a Pension Service Period?
· The cost is calculated based on the following: (difference between pension account salary and contribution account salary at the date of submitting the merging request x 20% x Duration of the pensioned service period to be merged (in months)
Example:
Pension Account Salary = AED 20,000
Contribution Account Salary = AED 22,000
Service Period to Be Merged = 20 years of service (equivalent to 240 months)
Calculation shall be made as follows: 22,000 – 20,000 × 20% × 240 = AED 96,000
· These costs shall be paid in a lump sum or in instalments at the request of the insured, provided that he pays 50% of these costs and the remainder in monthly instalments not less than one-quarter of the contribution account salary at the date of submitting the merging request. In all cases, full payment of costs before the end of service is required
What is the consequence in case of decease of the Insured requesting a merge (Pensionable Service) before completing instalments of the merge cost?
The obligation to pay instalments shall be extinguished if the insured’s service ends by death, provided that at least fifty percent (50%) of the total due cost has been paid; if less than 50% has been paid, the remaining balance up to that percentage shall be deducted from the pensions of the beneficiaries. The insured’s obligation to pay the instalments of merging shall be extinguished if his/her service ends by death, if he/she has paid fifty percent (50%) of the total cost of addition. If less than 50% has been paid, the remaining balance up to that percentage shall be deducted from the pensions of the beneficiaries.
Is merging permissible for those who have acquired the UAE nationality?
Yes. He/she shall be subject to the Law from the date of acquiring nationality and may add his/her previous service periods as any Insured in accordance with the merge provisions.
Related Services
- Registration of UAE national employees working in GCC Countries Explore service
- Purchase of Service Years Explore service
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- Cancel Merge / Purchase Service Payments Explore service
- Workplace Injury Compensation Explore service
- Employer Registration - Self Employed Explore service
