- The user requesting this service must be:
- An insured individual registered with the GPSSA.
- Have an account on GPSSA's Members Portal.
- Have completed 20 years of service, which may include a service period that has been purchased and fully paid for.
Services
All GPSSA Services
Using this service, an insured individual can purchase an additional service period of five years (for males) or ten years (for females) under the provisions of Federal Law No. 7 of 1999 on Pension and Social Security and its amendments. However, the service period that can be purchased differs for those covered under Federal Law No. 57 of 2023 on Pension and Social Security, which limits the purchaseable years to five years for both genders.
The process
Access the Ma'ashi platform and apply for the service "Purchase of Service Years"
Use the Unified Login System (UAEPASS) if you are already registered, or register a new account if you are not
Submit the service request.
Prerequisites
Target Audience
Insured
Estimated Time
1. Application (Processing) Time - 10 minutes
2. Service Delivery Time - 2 Working Days
Service Fees
Not Applicable
Classification
G2G
Departments
Quality and Control Department
Required Documents
NA
Service Transactions Count
PURCHASEYEARS Count : 0Last Updated Date: 2026-04-22
For assistance, get in touch through
Call: 80010
Service channels
- iconWebsite
Proactive tips - before applying for the service
- The insured may choose between immediate payment of the total amount or payment by installments in accordance with the conditions approved by the GPSSA.
- Once the purchase request is approved and the first installment is paid, the amount cannot be refunded, and the purchased period is settled based on the amount paid.
Proactive Tips – After Applying for the Service
- The request can be followed up through the Ma'ashi Digital Platform to ascertain if it has been approved or if it requires data completion.
- A notification will be sent via email with the details of the period and settlement.
- To ensure the purchased period is activated and calculated within the retirement pension, there must be full adherence to the settlement dates specified in the notifications sent by the GPSSA.
- Following the completion of the settlement, verify that the additional period has been included in the service record in the system.
- The customer may request a certificate of purchasing a notional service period from the GPSSA to prove the additional period within their retirement file.
- It is recommended to review the data on GPSSA's website to understand the purchased period and the positive impact it has on the expected pension retirement value.
- In the case of installment settlement, it is recommended not to delay payment to avoid the suspension or cancellation of the process.
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Frequently Asked Questions
Can a purchase be used to reach the required age for Pension Entitlement?
Purchase is limited to a service period and not to age.
What are the rules related to paying the Purchase Cost?
· The insured must pay their share and the employer's share of the contributions for the purchased periods
· Cost of purchase = contribution account salary at the date of submitting the request × 20% × service period to be purchased in months
· The cost of purchase shall be paid in a lump sum
or in instalments as follows: An initial cash payment equal to 50% of the total cost of purchase. The remainder shall be paid in monthly instalments, not less than one-quarter of the monthly salary, and the instalment period shall not exceed four (4) years or the Insured’s attainment of the age of sixty, whichever occurs first
· If the Insured’s service ends without full payment of the cost of purchase, the purchased periods shall be calculated corresponding to the amounts actually paid
· If the Insured dies before the collection of installments is complete, the collection shall continue from the pensions of the beneficiaries
Is it permissible for the Insured who has reached the age of 60 to purchase a Nominal Service Period?
It is permissible if he/she has completed fifteen (15) years of actual service, subject to the purchase conditions.
What are the conditions of purchase?
1. The insured must express his/her desire to purchase before the end of service by submitting the request through the Ma’ashi digital platform, via the following steps:
· Log on to the platform
· Select the service “purchase of nominal period”
· Select the payment method
· Select the IBAN to be debited
· Submit the request for GPSSA’s review
2- The insured must have completed an actual service period of at least (20)years at the time of submitting the purchase request
3- The period requested for purchase must not exceed five (5) years for the male Insured and ten (10) years for the female insured
4- The cost of purchase must be paid before the end of service
5- The maximum limit for purchasing a notional service period is to complete (35) years of service
What Is meant by Nominal Service Period?
It is a hypothetical period granted by law, purchased for financial consideration, and is merged to the actual service period of the insured with the aim of improving the pension percentage upon retirement.
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