In the implementation of the provisions hereof, the following terms and phrases shall have the meanings assigned for each of them unless the context requires otherwise:

State: The United Arab Emirates State.

Committee: The General Committee for Pensions and Social Security.

Minister: The Minister of Finance and Industry.

Board of Directors: The Board of Directors of the Committee.

The Employer:

a) In the Governmental Sector:

T The Federal Governmental authorities, the public institutions, agencies and companies, and banks in which the Federal Government owns shares, in addition to the local governmental authorities required to be subjected to the present Law by the government of the pertinent Emirate.

b) In the Private Sector:

Every natural or juridical person employing national workers in counterpart of a salary of whatever kind.

The Insured: Every national subject to the provisions of the present Law.

contribution Period: The period of the service for which the insured is entitled to a pension or a benefic as the case may be and in accordance with the Law.

Pensioner: Every person whose service is terminated and who is entitled to a Pension in accordance with the provisions of the Law.

Pension: Sixty years.

Pension: The sum due by the Committee every month in a periodical manner to the Pensioner or the beneficiaries thereof in accordance with the provisions of the Law.

Beneficiary: Every person entitled to a share in the pension due to the death of the insured or the pensioner.

Service Period: The entire period of service spent by the insured, during which he was subject to the pension regulation, in addition to the periods that may be included therein in accordance with the provisions of the Law.

Work Injury: Injury caused by an accident occurring during or because of the work, or the contraction by a worker of an occupational illness. The death resulting from stress or exhaustion due to work shall be deemed a work injury whenever the conditions and rules issued by virtue of a decision by the Minister in agreement with the Minister of Health are fulfilled. Every accident occurring to the insured during his commute from and to work shall be deemed a work injury.

Occupational Illness: The illness sustained in an extensive manner by the persons working in one or more occupations only and such as per the list no. 1 annexed to the said Federal Law no. 8 of 1980 The extent of disability caused by the occupational illness shall be assessed with the knowledge of the pertinent medical committee. The illness shall be deemed occupational should the insured contract same during the practice of the profession or within one year from his departure from the work.

Injured: Every insured sustaining an occupational injury.

Patient: Every person sustaining an illness or an accident that is not deemed a work injury.

Total Disability: Every disability hindering the insured in a complete and permanent manner from practicing any profession or work to make a living, and such shall be noted in the decision of the competent medical committee after the settlement of the condition. Among such cases the complete loss of eyesight, arms, legs, one arm and one leg, mental illnesses, chronic and incurable illnesses determined by virtue of a decision issued by the Minister of Health.

Partial Disability: Every disability caused by a work injury, and affecting in a permanent manner the ability of the insured to work in his original profession or make a living in general. Such shall be noted in a decision by the competent medical committee after the settlement of the condition, by virtue of the list no. 2 annexed to the present Law, clarifying the degrees of disability in the event of the loss of a body member. Should the disability not be mentioned in the said list, the percentage thereof shall be estimated as per the incapacity sustained by the insured to make a living, provided that such percentage is mentioned in the report of the said medical committee. Should the resulting disability have a special effect on the capacity of the injured to make a living from his original profession, the type of work carried out by the injured shall be mentioned in details, and the effect thereof on the increase of the disability level in such cases beyond the percentages set therefor in list no. 2 annexed to the present Law.

Natural Death: Death not deemed a work injury.

Competent Medical Committee: The medical committee established by virtue of a decision issued by the Minister of Health.

Salary of contribution Calculation:

a - For the Governmental Sector: The basic monthly salary of the insured, in addition to monthly bonuses and allowances granted thereto, namely:

Bonus of the living costs, social allowance for children, social allowance for nationals, living allowance decided according to the level thereof. The living allowance shall be estimated on a monthly basis with regards to persons receiving such allowance on an annual basis, and such by dividing it on the number of months per year, provided that the salary of contribution calculation of the insured does not exceed that of the Minister.

b - For the Prime Minister, the Deputy Prime-Minister, the Ministers and similar persons: The basic salary plus the living allowance and other monthly and yearly allowances. The yearly allowances shall be estimated on a monthly basis by dividing them on the number of the months per year.

c - For the President of the Federal National Council: The salary of contribution calculation with regards to the Minister.

For the Members of the Federal National Council: a membership allowance.

d - For the Private Sector: The salary determined by the employment contract. Should such salary be less than 1.000 Dirhams per months, such minimum limit shall be taken into account upon the implementation of the present Law. Should the salary exceed 50.000 Dirhams per month, such amount shall not be taken into account. The Minister may, upon the approval of the Board of Directors, amend the minimum and maximum limit as the financial center of the Committee allows.

Salary of Pension Calculation:

a - In the Governmental Sector: The average of the salary of contribution calculation for the last three years of the period of the contribution in the social security, or for the entire period should it be less than three year.

b - For the Prime Minister, the Deputy Prime Minister, the Minister and other similar persons: the salary of contribution calculation.

c - For the President of the Federal National Council: the salary of contribution calculation with regards to the Minister, and for the members of the Federal National Council, the membership allowance.

d - For the Private Sector: The average salary of contribution calculation for the last five years of the period of contribution in the social security, or for the entire period should it be less than five years.