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Article 72

Last updated 09/23/2021 15:55 PM
The employer in the private sector shall pay the end of service benefit due to the nationals working therefor to the Committee in accordance with the laws and regulations governing their employment contract, and such for the ones wishing to include their service period from the date of their appointment and until the date of benefit from the provisions of the present Law in the inclusion expenses account, and such without prejudice to their right to continue their work, and the entitlement to the benefit for such period upon the termination of the actual service for the ones who do not request such inclusion.

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Article 71

Last updated 09/23/2021 15:53 PM
Every employer shall establish for every insured a special retirement file in which he deposits the documents determined by the decisions referred to in Article 70 of the present Law.

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Article 70

Last updated 09/23/2021 15:51 PM
Every employer shall keep books and registers and shall submit to the Committee statements, data, notifications and applications required for the implementation of the present Law, and such in accordance with the terms, conditions and dates set by the Board of Directors.

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Article 69

Last updated 09/23/2021 15:49 PM
The insured with regard to whom Federal decrees are issued to treat them the same as Ministers, and every person equal in position to the Ministers shall be subject to the provisions of Title Five of the present Law.

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Article 68

Last updated 09/23/2021 15:48 PM
Should the pension be discontinued or ceased, the pension due for the month during which the cause of discontinuation or cessation occurs shall be paid on the basis of a full month. In case of the return of the pension of the beneficiary, or the return thereof to other beneficiaries, the pension of the first month following the due date shall be repaid.

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Article 67

Last updated 09/23/2021 15:45 PM
1 - The provisions of Article 66 of the present Law shall not prejudice the right of the insured or the inheritors thereof to claim the entire right thereof to the compensation prior to any third party.

2 - Should the injury be caused by a mistake, a default or a work injury from the employer, the injured or the inheritors thereof may refer to the employer and claim the entire compensation in this regard.

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Article 66

Last updated 09/23/2021 15:44 PM
Should the insured pass away by reason of a work injury, his inheritors shall be entitled to a compensation amounting to 75.000 Dirhams distributed among them in accordance with the provisions of inheritance in the Islamic Sharia'a.

Furthermore, the insured shall be entitled to such compensation should the work injury result in a complete disability.

However, should the injury cause partial disability, the injured insured shall be entitled to a compensation estimated with regards to the disability and multiplied by the value of the compensation.

The insured shall be deprived of the injury compensation in the following cases:

1 - Should the insured intentionally injure himself. 2 - Should the injury occur by reason of an obscene and intentional misbehavior by the injured, for example:

a - Any act carried out by the injured under the influence of alcohol, narcotics or psychotropic substances.

b - Any intentional breach of the safety instructions displayed in clear locations at the work place.

The cases set forth in Clauses (1) and (2) shall not be adopted unless such is proven by the investigation carried out in this regard with the knowledge of the pertinent parties.

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Article 65

Last updated 09/23/2021 15:43 PM
Should the service of the insured be terminated due to natural death, the inheritors thereof shall be paid a bonus to the due monthly pension in accordance with the provisions of the present Law as a compensation of death. Such sum shall be paid in one installment and shall amount to 60.000 Dirhams distributed among them in accordance with the provisions of inheritance in the Islamic Shari'a.

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Article 64

Last updated 09/23/2021 15:41 PM
Upon the death of the pensioner, a sum amounting to the entitled pension for the month of the death and the following three month shall be paid in one installment to whoever depended thereon at the time of death. Such sum shall be deemed a grant not to be retrieved or attached for the payment of any debt. Furthermore, such grant shall be exempt from all types of taxes and fees.

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Article 63: As amended by Federal Law no.7 dated 15/2/2007

Last updated 09/23/2021 15:40 PM
Subject to the provision of Article 36 of the present Law, should the pensioner return to the service at any employer subject to the provisions of the present Law, he may include the previous service period to his new service, and shall be treated at the end thereof based on both periods, provided that the Minister issues the decisions regulating the method of calculation of the expenses of the inclusion of such period.

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Frequently Asked Questions
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What periods may the Insured merge?

• Previous service periods with any employer subject to the provisions of the Federal Decree-Law

•Previous service period prior to acquiring the UAE nationality

•Previous service periods in any entity determined by the Cabinet

What are the conditions for an insured’s registration with the GPSSA?

• The individual must be a United Arab Emirates national

• The individual must be between the ages of 18 to 60

• The individual must be medically fit to work upon appointment, as evidenced by an approved medical report

• He/she must work for an employer subject to the provisions of the law applied by the GPSSA

If a pensioner from the GPSSA returns to work, and their pension disbursement was suspended because their salary was greater than the pension amount, and they contribute again under the provisions of the law, how will their service be settled in the future if they leave work?

· If they become entitled to a pension for their subsequent service period, they shall be disbursed the larger of the two pensions, whether it's the one they are entitled to for their previous service period or for their subsequent service period

· If they become entitled to a gratuity for their subsequent service period, the gratuity shall be disbursed to them, and the suspended pension shall be reinstated for disbursement

If an employer paid excess amounts to the GPSSA, is there a specific period within which they have the right to claim them back?

Yes, the employer may reclaim any amounts they paid to the GPSSA that exceed the required contributions, but under condition that they claim them within two years from the date of payment.

Is there a mechanism that the Insured, Pensioner, Beneficiary, or any interested party must follow to claim their rights and have reconsidered before resorting to litigation?

Before a rights holder can go to court, they must first appeal the pension or gratuity decision to the Insurance Appeals Committee formed by the Board of Directors, and this must be done within five years of becoming entitled to the pension or end-of-service payment. This means the committee must be petitioned before taking legal action against the employer, and the appeal has a five-year deadline. 

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