An insured individual is entitled to receiving compensation for a work-related injury, with exception to the following:

• An insured intentionally injures him/her self
• The injury occurred due to an obscene and intentional misconduct by the insured; e.g. an act carried out by the injured individual under the influence of alcohol, narcotics or psychotropic substances
• An intentional breach of the safety instructions displayed in clear locations at the workplace

Please note that the above occurrences must be proven through a detailed investigative report in agreement with relevant parties.