Government Sector: The insured person's monthly contribution shall be calculated from the contribution calculation salary and shall be covered by the insured person's monthly basic salary plus allowances.
The monthly allowance for the cost of living, the children's allowance, the social allowance for a citizen and the housing allowance for which he/she is scheduled for his/her grade. The monthly housing allowance for those to whom this allowance is paid annually is divided by the number of months of the year, so that the insured person's contribution shall not exceed that of the Minister. Subject to salary changes and allowances included in the contribution account salary, this contribution varies according to the law applicable to the insured:
Federal Law No. 7 of 1999: An individual's monthly contribution shall be only 5% of the contribution salary account so that it shall not exceed the salary of the contribution account of the Minister (AED 300,000)
Federal Law No. 57 of 2023: An individual's monthly contribution shall be 11% of the contribution account salary so that it shall not exceed the amount of AED 100,000.

For the Prime Minister, Deputy Prime Minister and Ministers, and those who govern:
The share of the insured's contribution is 5% of the total contribution account, which includes the basic salary plus the housing allowance and other allowances.
Monthly and annual allowances are estimated at 1 month per month, if they are registered under Federal Act No. 7 of 1999. However, if they are covered by Federal Act No. 57 of 2023, the individual's contribution is 11% of the total contribution account salary.


For the President of the Federal National Council:
Contribution account salary for the Minister.
For members of the Federal National Council Membership Bonus
15% employer share, 5% insured share.

Private Sector: The amount of the monthly contribution account salary per person is calculated based on the contribution account salary applicable to the insured person's January salary.

An individual's monthly contribution is calculated on the basis of his or her gross salary, including all allowances mentioned in the contract of employment.

Taking into account the points below:
• Any salary adjustments made after January will not be made until January of the following year.
• Insured employees of the private sector who are subject to the provisions of Federal Law No. 7 of 1999, the minimum contribution salary of the individual is AED 1,000 and the maximum contribution salary is AED 50,000.
The minimum salary for an individual contributuion account is AED 3,000 and the maximum salary for a contribution account is AED 70,000.

• If an individual enters his or her job after January, the monthly contribution amount of the insured person will be calculated based on the contribution account salary applicable to the insured person's salary the month in which he or she enters his or her employment. The individual's contribution from this salary will be calculated until January of the following year.