The insured can pay the cost of merging a previous service period(s) with the current service period in three ways:
• Pay costs in one lump sum.
• Pay total costs in monthly instalments.
• Make an advance payment and pay the remaining amount in monthly installments.
Note: If the insured and the employer agree to share the cost, or the employer agrees to pay the total cost, the employer can only pay his share for one time, and the application for conjoining must be submitted before the end of the current service and the costs incurred by him in favor of the conjoining must be paid before the date of the end of service, otherwise the period will be settled against what has been paid only and the remaining period will be cancelled.